Covenant analysis for complex capital structures
Analyze debt documents, benchmark precedent, and understand capital structures faster with lawyer-validated covenant analysis, market data, and real-time credit intelligence.
Credit research designed for modern legal teams
9fin puts credit research, precedents, debt documents, market data and covenant analysis to work with AI, giving finance and restructuring lawyers one platform to move faster from complex source material to confident client advice.
Built for every law firm practice
9fin is designed around the way finance and restructuring lawyers actually work — connecting precedents, data, and documents in one workflow.
Stay on top of distressed situations
9fin gives restructuring teams a clearer view of stressed credits as situations develop. Restructuring intelligence for law firms connects market activity with the legal and financial context needed to advise clients earlier.
- Situation tracking: Follow expected, active, and completed restructurings
- Stakeholder mapping: Identify creditor groups, advisors, and other parties
- Court and filing access: Keep key bankruptcy materials close to the situation
Stay on top of distressed situations
9fin gives restructuring teams a clearer view of stressed credits as situations develop. Restructuring intelligence for law firms connects market activity with the legal and financial context needed to advise clients earlier.
- Situation tracking: Follow expected, active, and completed restructurings
- Stakeholder mapping: Identify creditor groups, advisors, and other parties
- Court and filing access: Keep key bankruptcy materials close to the situation
Benchmark terms against precedent
For new bond and loan transactions, 9fin helps lawyers establish what is market without rebuilding comparable sets manually. Covenant Data and Covenant Explorer add structured precedent to financing advice.
- Drafting search: Find relevant language across credit agreements and indentures
- Side-by-side comparison: Compare selected provisions across recent deals
- Excel export: Move covenant comps directly into client-ready analysis
See the terms behind private deals
Private credit documentation is harder to benchmark because much of the market is not public. Covenant Data for loans gives lawyers a stronger evidence base for assessing how private-market terms are changing.
- 100+ data points: Analyze covenant terms across anonymized loan agreements
- Deal filters: Narrow precedent by size, sector, and structure
- Trend analysis: Track shifts in lender protections and borrower flexibility
Track the deals and documents that matter
9fin gives structured finance lawyers a connected view across securitization and asset-based finance markets. Transaction intelligence sits alongside the broader credit context affecting execution and documentation.
- Deal structures: Follow warehouses, securitizations, CLOs, and related financings
- Source materials: Access underlying transaction documents and filings
- Market intelligence: Track pricing, participants, and developments around each deal
Covenant analysis that turns days of review into minutes
Use AI to analyze covenant packages across US and European bonds and loans, with outputs validated by 9fin's covenant lawyers and traceable to source. Our covenant lawyers and covenant capacity data help legal teams get to a defensible view faster.
“Covenant Explorer will literally save me at least five hours tonight.”
Get to the answer without wasting time
Transform document review with AI. Search credit agreements, indentures, and offering memorandums for the clause, concept or drafting language you need, then move directly into precedent and covenant analysis without manually trawling pages of text.
Win mandates as the situation unfolds
9fin's predictive analytics surfaces financing and restructuring opportunities using historical data and market signals. BD teams get an earlier, more focused view of credits where legal advice may soon be needed.
"Being on 9fin is like having your own business development department. You’re able to uncover opportunities others might miss, and you’re seeing them 18 months ahead."
See how law firms use 9fin
When a complex financing or take-private breaks, 9fin helps lawyers move from the initial development to the relevant capital structure, covenants, and source documents without rebuilding the situation across separate tools.
- Understand the structure: Map debt, maturities, and relevant protections
- Review the covenants: Surface key provisions and available capacity
- Check the source: Trace conclusions back to underlying documents
Credit market news and legal analysis for law firms
Stay ahead of the legal issues shaping credit markets. Follow restructuring developments, liability management exercises, financing terms, and documentation trends with reporting built for credit professionals. 9fin connects the news to the debt documents and market data behind it.
Why leading law firms choose 9fin
Keep up with credit legal developments
Choose The Memo US or The Memo Europe for a biweekly roundup of market developments from 9fin. Stay current on covenant trends, restructuring, LMEs, and the financing terms shaping legal work.